Coverage & Access

Coverage, access, and our non-profit promise

We're building the MCT - 1 so the people who need continuous mast cell monitoring most are never priced out of it. Here's how we partner with insurance, public programs, and healthcare providers to make it covered and accessible.

Private insurance

Working toward in-network coverage as a recognized medical device.

Medicaid & Medicare

Pursuing public-program pathways for seniors and low-income patients.

Providers & clinics

Prescribed, fitted, and monitored through your existing care team.

Patient assistance

Sliding-scale pricing and aid so no one is turned away.

Why we do this

A non-profit built to answer to patients

MastCell Tracker is a fully non-profit organization. We don't answer to shareholders — we answer to patients. Continuous biosensing is only meaningful if the people living with mast cell activation syndrome (MCAS), allergic disease, and chronic inflammation can actually get it in their hands. That belief shapes every coverage and access decision we make.

Any surplus we generate is reinvested straight back into mast cell research, patient assistance, and expanding access — never distributed as profit. When your health is on the line, cost should never be the reason you go without answers.

Private insurance

Toward covered, in-network care

We're partnering with private insurers to have the MCT - 1 recognized as a covered medical device and remote patient monitoring (RPM) tool, so eligible patients pay little to nothing out of pocket.

  • Pursuing in-network and durable medical equipment (DME) recognition
  • Building the clinical evidence payers require for coverage decisions
  • Streamlining prior authorization so approvals move faster
  • Working with billing teams on the right coding for continuous monitoring

How private insurance coverage works

Insurers cover devices that are medically necessary and backed by evidence. Our job is to make that case clearly — pairing the MCT - 1's continuous mast cell data with the research and outcomes payers look for — and to reduce the paperwork burden that so often stands between a patient and an approved claim.

As partnerships come online, we'll publish which plans and regions are supported, along with guidance on benefits verification and appeals if a claim is initially denied.

Medicaid & Medicare pathways

Public programs are how millions of seniors and low-income Americans get their care. We are actively working through Medicaid and Medicare pathways so that continuous mast cell monitoring can be accessed as a covered benefit — not a luxury reserved for those who can pay cash.

These pathways take time and regulatory clearance, and they vary state by state for Medicaid. We're committed to doing that work so eligibility follows need, not income.

Public programs

Coverage that follows need

  • Pursuing Medicare coverage and benefit categories for RPM devices
  • Engaging state Medicaid programs for covered-benefit status
  • Prioritizing seniors, disabled patients, and low-income households
  • Designing for dual-eligible (Medicare + Medicaid) patients
For healthcare providers

Partnering with providers, clinics & health systems

The MCT - 1 is designed to fit into care, not around it. We collaborate directly with physicians, allergists, immunologists, clinics, and health systems so the device can be prescribed, fitted, and monitored as part of a patient's existing treatment plan.

Clinical integration

Built into the care team's workflow

Continuous data flows to the app and can support clinical decision-making, with tooling designed to fit remote patient monitoring workflows and existing EHR-adjacent processes.

Partnership program

A direct line for clinicians

Through our For Clinicians program, providers and clinics can partner with us to prescribe and monitor the MCT - 1, and to help shape how continuous mast cell data supports their patients.

HSA & FSA

Pay with pre-tax health dollars

The MCT - 1 is eligible for purchase with Health Savings Account (HSA) and Flexible Spending Account (FSA) funds as a qualified medical device — an immediate way to lower the real cost of care.

  • HSA eligible as a qualified medical device
  • FSA eligible — check your plan for specifics
  • Guidance provided for reimbursement documentation
Patient assistance

No one turned away for inability to pay

As a non-profit, affordability is part of our mission — not an afterthought.

  • Patient assistance program for the uninsured and underinsured
  • Sliding-scale pricing tied to what a household can genuinely afford
  • No one turned away from a medically necessary device for inability to pay
Getting started

How to get the MCT - 1 covered

1

Talk to your provider

Ask your care team whether continuous mast cell monitoring is right for you and can be prescribed.

2

Check your benefits

We'll help verify insurance, Medicaid/Medicare, or HSA/FSA eligibility for your plan and region.

3

Apply for assistance

If cost is a barrier, apply for patient assistance or sliding-scale pricing.

4

Get monitored

Receive your MCT - 1, pair the app, and begin continuous, covered monitoring.

Questions

Coverage FAQ

Is the MCT - 1 covered by insurance?

We are actively partnering with private insurers to have the MCT - 1 recognized as a covered medical device and remote patient monitoring tool. Coverage partnerships are in active development and subject to payer approval, so specific in-network benefits will vary by plan and region.

Does Medicaid or Medicare cover the MCT - 1?

We are pursuing Medicaid and Medicare coverage pathways so that seniors and low-income patients can access continuous mast cell monitoring as a covered benefit. These public-program pathways are in development and subject to regulatory clearance and program approval, and Medicaid rules vary by state.

Is the MCT - 1 HSA or FSA eligible?

Yes. The MCT - 1 is eligible for purchase with HSA and FSA funds as a qualified medical device. Eligibility can vary by plan, so confirm details with your plan administrator.

What if I'm uninsured or can't afford it?

As a non-profit, we offer a patient assistance program and sliding-scale pricing based on household income. No one is turned away from a medically necessary device for inability to pay.

How can my clinic or practice partner with you?

We collaborate directly with providers, clinics, and health systems so the MCT - 1 can be prescribed, fitted, and monitored as part of existing care. Reach out through our For Clinicians program to begin a partnership.

Let's make monitoring accessible

Whether you're a patient exploring coverage or a clinician who wants to partner, we'd love to help.

Reserve the MCT - 1 For clinicians

*Coverage partnerships are in active development and subject to payer approval and regulatory clearance. Availability of insurance, Medicaid, Medicare, HSA/FSA, and patient-assistance benefits varies by plan, program, state, and region. This page is informational and is not a guarantee of coverage or medical advice.